Payment Cards

Leverage opportunity, attract consumers, and build customer and member loyalty with Accel® payment cards and cardless solutions. With our real-time functionality and widespread acceptance, you can deliver the payments and funds access capabilities consumers demand.

The proliferation of prepaid card usage and the growth of mobile capabilities are driving consumer demand for real-time payments and funds access capabilities. To maximize revenue opportunities, you need a payments network that makes it as easy as possible for consumers to use prepaid cards whenever and wherever they choose. Accel debit payments network from Fiserv® delivers real-time support for PIN and PINless debit cards, prepaid cards and healthcare cards, as well as innovative cardless functionality, everywhere consumers conduct transactions—online, via mobile devices, at retail outlets and at ATMs throughout the U.S. and Canada.

Our Service

Consumers today want fast, reliable funds access and payment choices that suit their on-the-go lifestyles. Accel supports a variety of payment cards to deliver accelerated transactions. Our debit cards and prepaid cards are welcomed online and in retail outlets in the U.S., providing a safe and convenient alternative to checks and cash for point-of-sale purchases and online bill payments. Consumers can quickly and easily add funds to reloadable prepaid cards via multiple methods. In addition, Accel supports non-reloadable prepaid cards for use online and in traditional POS venues, with no cash back option. Through Accel, consumers can also make convenient qualifying purchases with healthcare cards.

Accel continually innovates to deliver services that embrace the latest technology. Our cardless capabilities, such as virtual cards, will enable you to give consumers the flexibility to conduct secure transactions at their convenience.

Benefits

Accel payment innovations help you differentiate your services from nontraditional and traditional competitors and provide the popular options consumers demand, optimizing your revenue opportunities. Accel members have access to full integration with Fiserv debit and prepaid platforms as well as connectivity to other platforms in the market.

Other benefits include:

  • Traditional debit card support for ATM, point-of-sale, mobile and online bill payment transactions
  • Prepaid card services for both reloadable and non-reloadable cards, which can enable members to acquire new accounts and generate year-round fee income
  • The option to include FICO® Card Alert Service , a counterfeit card fraud detection and management service, with your institution's accounts
  • Innovative cardless functionality, enabling you to attract key demographic segments such as Millenials
  • Support for healthcare cards, which can enhance the consumer experience and spur additional purchases

What We Offer

Mobile Payments
Mobile functionality helps you deliver the flexible payments capabilities consumers expect, backed by security, availability and reliability they can depend on. You can also nurture small business relationships by enabling real-time payments with SpotPay™ from Fiserv, a small business mobile payments solution

Card Solutions
The products, services and strategies from Card Solutions are designed to help leverage opportunities, increase customer acquisition, improve retention, minimize risk and increase share of wallet. Fiserv can help you deploy solutions for ATMs; credit, debit and prepaid cards; loyalty and rewards; debit payments network and card risk management.

CardVision
CardVisionSM provides clients with marketing campaigns for turnkey activation and usage, a monthly debit scorecard, response reports and access to the Fiserv online portal. Add-on services can include custom branding options, an ROI post-campaign analysis, in-depth reporting, custom creative development and consultation with a Fiserv engagement manager.

Prepaid Solutions
Prepaid Solutions from Fiserv can help attract new accounts and generate year-round fee income. Because card buyers will identify the prepaid card exclusively with your financial institution, you have an opportunity to establish new relationships.

Opportunities in Prepaid: Advice for the Financial Institution

Prepaid cards provide an important opportunity to grow, block nontraditional competitors, and drive card unit and dollar volume growth. Consumer prepaid products include reloadable gift cards; prepaid financial services cards; teen/student cards and travel, health, and "turn down" products for consumers who have been refused a demand deposit account.

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Accel Network Prepaid Support

Accel enables consumers to make payments, access cash and reload prepaid cards, as well as to make payments via non-reloadable prepaid cards. Service providers can approve partial transactions with prepaid cards if the total amount exceeds available funds. Accel also supports the unique requirements for healthcare cards, based on industry standards.

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Payments Network Solutions for Financial Institutions

Financial institutions can build deeper consumer relationships, leverage opportunities and improve their competitive advantage with Accel, the leading debit payments network from Fiserv. As consumers and small businesses increasingly rely on emerging technology to conduct transactions, your institution can be the single source for each consumer.

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Payments Network Solutions for Service Providers

Acquirers, merchants and processors can leverage opportunity and enhance the consumer experience with real-time payments and funds access solutions from Accel, the leading debit payments network from Fiserv. We provide secure, efficient and dependable transactions for ATMs, point of sale, e-commerce, online bill payments and money transfers.

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